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Meeting the cost of anticipated future expenses.Policy terms are 12, 16, 20 and 24 years.Anticipated and maturity benefits at ¼,1/2, ¾ and end of premium payment termAnticipated benefits of 10%,20%,30% and 40% plus accumulated bonuses.Post maturity Whole Life cover of 100% of sum assured (does not earn bonuses).Policy may be surrendered for cash during post maturity whole life cover.;L